615 N Upper Broadway, Suite 2020
Corpus Christi, TX 78401
Renters insurance is not mandatory in the state of Texas; however, it is a good idea to secure this type of insurance if you rent a home or an apartment. It is quite like homeowner's insurance in many manners.
Many people believe that the landlord over your apartment or home that you rent carries insurance to protect your personal belongings. However, this isn't true. The master policy they obtain in Texas protects the exterior of your dwelling from damages, but not any of your personal belongings in the case of an accident.
Renters insurance covers your personal belongings in your home or apartment in the case of natural weather disasters, theft, fire, and other disasters. Your policy from Revolutionary Insurance Group LLC will pay you for repairs to items or will replace them if they are damaged.
A renter's insurance policy will also cover theft of your personal belongings that are in your car or that you take with you on vacation just as it will cover theft in your home in Corpus Christi, TX. It also has a liability provision that will pay to others if they are hurt in your home and need medical care. The liability portion will also pay your legal fees if you are sued over the injuries of another person on your property. The liability portion also pays for damages to other apartments that you may have accidentally caused, such as water damages to a neighbor downstairs. If a weather disaster, such as a tornado or hurricane causes massive damages to your home, renter’s insurance will pay for your costs of living expenses, such as food and shelter while repairs are being made.
Renters insurance is a great move to give you protection in many manners. At Revolutionary Insurance Group LLC, we can help you to make a list of your personal belongings so you can get the coverage you need to protect all your belongings. You can call us or come by the office in Corpus Christi, TX to speak to a representative about a renter's insurance policy.