615 N Upper Broadway, Suite 2020
Corpus Christi, TX 78401
Boat insurance covers boats and watercraft just as car insurance covers your automobiles. Boat and watercraft insurance also has other components that you can add to your basic policy so you are fully covered. Some marinas and boat docks require you to have boat insurance in Texas in order to use their facilities. If your boat is financed, your lender will also require you to have insurance.
Typically, most types of boats and watercraft are insurable in Texas, such as fishing boats, pontoon boats, paddle boats, leisure crafts, jet skis, and yachts. Basically, you can ensure a watercraft if it has a motor, but canoes or kayaks without motors are not considered boats for insurance purposes.
A basic boat insurance policy from Revolutionary Insurance Group, LLC covers the same items as an auto insurance policy. You carry property damage liability that pays for damages you cause to any property belonging to others, which in the case of a boat; it may be a dock or other structure. The bodily injury liability potion will pay for another party's injuries that you cause in a marine accident. You can carry medical payments coverage to cover you and your passenger's medical costs that result from a boating accident. Physical damage coverage pays to repair or replace your boat in the case of an accident.
Since your boat is quite different from your car, it has some specialty items you can add to your basic policy. You can have your expensive fishing equipment covered in Corpus Christi, TX and your personal property that you take with you on your boat, such as a cell phone or laptop. You can add roadside assistance to cover the towing fees if you break down and fuel spill or accident cleanup, which removes all the debris from a boating accident.
At Revolutionary Insurance Group LLC, we want to help you with all your boat insurance needs. Our experienced agents can help you in person at our Corpus Christi, TX office or on the phone to answer all your questions and help you choose the appropriate coverage for your peace of mind.