Windstorms in Texas can wreak serious havoc on your home. After a windstorm, Corpus Christi, TX homeowners may need to file an insurance claim for the damage that occurred to their roofs, such as fallen tree limbs puncturing the roof or shingles that blew off. Here at Revolutionary Insurance Group, we have a few preventative tips that you can take to prepare for a windstorm and minimize the damage to your home and pocketbook.
Trim Back the Trees
If you have a tree that hands over the roof of your home, you need to trim the limbs back. There are two main reasons for this. The first is so the limbs don’t scrape against the shingles. The second is so that the limbs don’t break off and puncture the shingles.
It doesn’t take a windstorm for these overextending branches to cause damage. These limbs could drop nuts, leaves, and twigs into your gutters, causing them to clog more often.
Install Storm Shutters
If there are extremely high winds, there is a chance that outside objects could get picked up by the winds and thrown at and potentially through your windows. One way to prevent this from happening is to invest in storm shutters. This is important if you live in a high-risk zone, as they will protect the windows from flying debris.
If you are alerted of a storm with high winds, the storm shutters can be closed in mere minutes. This type of preventative measure can reduce the overall risk of needing to file a claim while also potentially reducing your insurance premiums.
Invest in Windstorm Insurance
Homeowner’s insurance can cover many types of property damage, but when it comes to wind-related damage, you may not be able to recoup all the losses. This is particularly true for Corpus Christi, TX homes, since they are located along the coast. You may need to consider investing in additional coverage in the form of windstorm insurance.
For more information about windstorm insurance and how you can protect your home in the event of a windstorm, contact us at the Revolutionary Insurance Group today. We are happy to sit down with you and discuss your needs.