Will Your Driving Record Impact Your RV Insurance in Texas?

Yes, your driving record will impact your RV insurance in Texas. When you are looking for RV insurance in Texas, one thing on your mind might be how your driving record impacts your insurance rates. 

It will because the RV insurance for a motor home requires information from your driving record in order to calculate your insurance policy. 

At Revolutionary Insurance Group, we want RV owners in Corpus Christi, TX to feel confident in their RV insurance policy. We can help you to get the best rates for your RV insurance.

What is On Your Driving Record?

Your driving record has a number of items that insurance agencies look at in order to determine your risk as a driver. 

We want to know how long you’ve held a license, and what is on your driving record. We will look at the number of tickets you’ve had, if any, and how serious they are. If you’ve been involved in any at-fault accidents, we will look at that as well.

Why do Driving Records Matter?

All of that will be taken into consideration when determining the rates of your RV insurance. That is because if you are a driver with some risks on your record, your insurance company needs to know that. If you are a higher risk, that does not mean that you won’t be allowed to purchase insurance. It may just mean that your premiums will be higher.

Your insurance company only needs to know what the problems are on your record, and if they are serious or not. A minor violation will stay on your record for 3 years from the date a ticket is paid. A major violation or conviction could be on your record for as long as 10 years.

Get a Quote

When you are looking for RV insurance, don’t let your driving record interfere with how and when you get RV insurance. At Revolutionary Insurance Group, we can help Corpus Christi, TX residents get the best RV insurance rates for their needs. Call us for a quote today.

3 essential RV insurance coverages to consider when going for a vacation

Most of us associate an RV with vacations. It is the perfect addition for any tour enthusiasts in Corpus Christi, TX, where there are many destinations to visit. However, RV ownership comes with critical financial responsibility. That is why the Revolutionary Insurance Group recommends buying RV insurance to give you the peace of mind you need when out there. So, which coverages are the most essential for a vacationer?

Vacation liability

Your RV insurance comes with liability coverage that reimburses a third party for injuries or property damage in case you cause an accident. However, when going for a vacation, you need more comprehensive liability coverage to cover airline tickets, park tickets, or cruise if a trip is canceled due to weather or natural disaster. Vacation liability also covers injuries and property damage if accidents happen where you are camping.

Roadside assistance

Another critical coverage for any roadside enthusiast is the roadside assistance. The last thing you want is to get stuck at night in the middle of a remote location. If you own a trailer, your tow vehicle should have roadside assistance. Roadside assistance is a critical coverage that offers towing services in case your RV has a mechanical problem or if you get stuck in the snow or mud.

Personal effects coverage

Your home on wheels carries your belongings everywhere you go. Your typical RV insurance may not be adequate to cover all your possessions, and that’s why you need a personal effects coverage to replace the items in case they are stolen or damaged during your vacation.

Now that you have an idea of what coverages to buy when going for a vacation, you can take your trip a step further and enjoy what nature has to provide outside Corpus Christi, TX with the peace of mind that you have enough coverage and are abiding by the rules. Let Revolutionary Insurance Group help you have a dream vacation. Contact us today.