I’m Moving To A New Rented Property. Do I Need To Take Out New Coverage?

If you’re moving to a new rented property, it’s vital to ensure that you have the correct level of coverage. Your current policy may not be valid for your new home, so it’s best to speak to an insurance expert and get some advice. In this article, we’ll discuss the different types of cover available for renters and help you decide which one is right for you.

Can You Move With Your Current Policy?

If you’re moving to an area your current insurance agency covers, you may be able to keep your policy. However, it’s always best to speak to them and let them know about your move, as some changes may need to be made. For example, your premium could go up or down depending on the area you’re moving to. Professional companies such as Revolutionary Insurance Group in Corpus Christi, TX are always glad to accommodate clients.

Why Your Old Policy May Not Cover Your New Rental

There are a few reasons why your old policy might not cover your new home. The most common reason is that the level of coverage in your old property might not be sufficient for your new one. For example, if you’re moving to a more expensive property, you’ll need to ensure that your insurance covers the increased value of your belongings.

You may also be moving to a different type of rental property. For example, maybe you’re moving from a house to an apartment. In this case, you’ll need to ensure that your policy covers the risks associated with your new home.

What Type of Cover Do I Need?

The most common is contents insurance, which covers your belongings in case of theft, damage, or loss. If you have valuable items such as jewelry or art, you might want to consider taking out separate coverage for these items. You may also need liability insurance. It covers you if someone is injured in your home or if you damage someone else’s property.


If you’re moving to a new rented property in Corpus Christi, TX, speak to an insurance expert and get the right cover. Revolutionary Insurance Group is always happy to help, so why not give us a call today? We’ll be glad to answer any of your questions and help you find the perfect policy for your needs.

Why Every Renter Needs Renters’ Insurance

Renters’ insurance is a must if you rent your home. It’s an important type of coverage that can protect you in a number of ways. If you don’t yet have a renters’ policy, give us a call at Revolutionary Insurance Group in Corpus Christi, TX. 

Belongings and Rentals

When you rent your home, you likely have all of your possessions inside it. These are important items that should be insured in case of a disaster or accident that ruins them. If your belongings are destroyed or ruined, your renters’ insurance policy will help you to replace them. It pays out for your ruined items and helps you to get back to your life again. 

Your Liability 

It’s great to have a guest over until they have an accident or an illness related to your home. In these cases, the person renting the property generally has liability for the medical bills that come from that injury or illness. With your renters’ policy, it can cover those medical bills for you so that you won’t have to come up with the money.

Your Rentals’ Livability

If your rental were to be badly damaged in an accident, disaster, or calamity, it would be difficult to be able to move out and live somewhere else while your home is being repaired. But with a renters’ policy, it will pay for you to do just that. It will pay for your moving costs as well as your living expenses while the repairs are being done to your home. This way, you always have a home that is inhabitable to live in. 

Get Your Renters’ Insurance Policy

If you need renters’ insurance, contact us now at Revolutionary Insurance Group in Corpus Christi, TX to talk to an agent about the insurance policy you need. 

What does renters insurance cover

As a renter, you may think that you don’t need to have renters insurance. You may mistakenly assume that your landlord has a policy that covers you. He or she doesn’t. What they do have is a policy to cover the building that they own. Your possessions are not included in that insurance. Losing everything that you own is not something anyone wants to think about, but it can and does happen all too frequently. At Revolutionary Insurance Group in Corpus Christi, TX, we have more than 15 years of experience giving our customers world-class service. 

Renters insurance offers some of the same coverage that home insurance provides, excluding the parts of the building that belong to the landlord. 

Liability coverage

Liability insurance offers valuable protection. It covers you from the results of an injury to someone who is visiting your rental. It will cover medical expenses, and if you are sued, it will pay a judgment up to the level of your policy.  

Personal possessions

If a fire or a tornado destroyed your rental, how would you replace all of your possessions?  You may think that you don’t own very much, which could be true, but it is more likely that you own a lot more than you realize. Without insurance, you would be on your own. 

Loss of use

In the event of a covered hazard, your dwelling may be uninhabitable. If you have renters insurance, loss of use coverage will provide a roof over your head in the immediate aftermath. Then a rental if it is going to be a few months until things are repaired. 

Having renter’s insurance is a valuable protection against some of the bad things in life. At Revolutionary Insurance Group in Corpus Christi, TX, we are here to help you to find the right rental policy. Give us a call to make an appointment or stop by if you are in the neighborhood.