Renters’ insurance is a must if you rent your home. It’s an important type of coverage that can protect you in a number of ways. If you don’t yet have a renters’ policy, give us a call at Revolutionary Insurance Group in Corpus Christi, TX.
Belongings and Rentals
When you rent your home, you likely have all of your possessions inside it. These are important items that should be insured in case of a disaster or accident that ruins them. If your belongings are destroyed or ruined, your renters’ insurance policy will help you to replace them. It pays out for your ruined items and helps you to get back to your life again.
It’s great to have a guest over until they have an accident or an illness related to your home. In these cases, the person renting the property generally has liability for the medical bills that come from that injury or illness. With your renters’ policy, it can cover those medical bills for you so that you won’t have to come up with the money.
Your Rentals’ Livability
If your rental were to be badly damaged in an accident, disaster, or calamity, it would be difficult to be able to move out and live somewhere else while your home is being repaired. But with a renters’ policy, it will pay for you to do just that. It will pay for your moving costs as well as your living expenses while the repairs are being done to your home. This way, you always have a home that is inhabitable to live in.
Get Your Renters’ Insurance Policy
If you need renters’ insurance, contact us now at Revolutionary Insurance Group in Corpus Christi, TX to talk to an agent about the insurance policy you need.
As a renter, you may think that you don’t need to have renters insurance. You may mistakenly assume that your landlord has a policy that covers you. He or she doesn’t. What they do have is a policy to cover the building that they own. Your possessions are not included in that insurance. Losing everything that you own is not something anyone wants to think about, but it can and does happen all too frequently. At Revolutionary Insurance Group in Corpus Christi, TX, we have more than 15 years of experience giving our customers world-class service.
Renters insurance offers some of the same coverage that home insurance provides, excluding the parts of the building that belong to the landlord.
Liability insurance offers valuable protection. It covers you from the results of an injury to someone who is visiting your rental. It will cover medical expenses, and if you are sued, it will pay a judgment up to the level of your policy.
If a fire or a tornado destroyed your rental, how would you replace all of your possessions? You may think that you don’t own very much, which could be true, but it is more likely that you own a lot more than you realize. Without insurance, you would be on your own.
Loss of use
In the event of a covered hazard, your dwelling may be uninhabitable. If you have renters insurance, loss of use coverage will provide a roof over your head in the immediate aftermath. Then a rental if it is going to be a few months until things are repaired.
Having renter’s insurance is a valuable protection against some of the bad things in life. At Revolutionary Insurance Group in Corpus Christi, TX, we are here to help you to find the right rental policy. Give us a call to make an appointment or stop by if you are in the neighborhood.