When is it necessary to carry motorcycle insurance?

Those in the Corpus Christi, TX area will find that having their own motorcycle can be a great option. A quality motorcycle can be a lot of fun to drive and provides you with an efficient way to move around your community. When shopping for a bike, it is also vital that you choose a proper insurance plan. There are various situations when having a motorcycle plan is a necessity. 

When Using Motorcycle on Public Road

A situation when you will need to have a motorcycle insurance plan is when you want to use your motorcycle on a public road. If you want to operate any vehicle on a public highway in Texas, you will have to carry liability coverage. This insurance ensures you can cover damages you may cause in an accident. Not having this coverage could result in penalization. 

When Taking Out a Loan

It would be best if you also had a motorcycle insurance plan when you take out a loan. Many motorcycle owners will take out a loan to complete the purchase. When you take out a loan, you will have to meet insurance standards set by your mortgage lender. This often includes the requirement that you carry a certain type and level of insurance until you have repaid the loan. 

It continues to be essential for motorcycle owners in Corpus Christi, TX to carry a full motorcycle insurance plan. When looking for a policy in this area, it would be wise to call the team with the Revolutionary Insurance Group. Anyone working with the Revolutionary Insurance Group will understand the team’s value, which will ensure you can get into a policy that will adequately cover you and your motorcycle. 

What every motorcyclist should know about protective gear

There’s no denying that motorcycles are more fun and thrilling to ride than cars. But it’s also true to say that riding a motorcycle is riskier than driving a car. Accidents in Corpus Christi, TX can be pretty expensive as damage costs can quickly skyrocket and leave you broke. It’s even worse if you don’t have proper motorcycle insurance or proper protective gear.  At Revolutionary Insurance Group, we believe that safety is paramount whether you are just two weeks into your new hobby or a veteran rider with over 20 years of experience.  Investing in proper protective gear is the first step towards ensuring that you always arrive at your destination.

Your head is the most commonly injured site of your body

Almost half of all motorcycle accidents involve head injuries followed by foot, face, and arms.  If you are looking to buy a helmet, consider going for a full-face helmet to get the most protection. Helmets play a critical role in protecting your head and brain from the impact of a crash.

Choose the suitable material and fit before taking it home

No matter how hot the weather is, always gear up before leaving. Even if it’s a short trip downtown. Choosing the right outfit goes beyond price. The right protective wear should fit you properly and allow room for leg and arm movement.  The helmet should fit snugly and not move on your head. At the same time it should not be too tight to cause pain.

Choose safety over style

Many riders, particularly new motorcyclists in Corpus Christi, TX, often want to look cool on their new rides. T-shirts, shorts, and sandals are not the proper riding attire. Unfortunately, nature is not always forgiving, and your t-shirt may not save you.

Gear up and boost your safety. Not sure where to buy insurance? Revolutionary Insurance Group today is the right place to be. Feel free to call and book an appointment with us today.

Things To Consider When Choosing Motorcycle Insurance

Nothing beats owning and riding a motorcycle. However, it is important to remember that its ownership also comes with responsibilities and expenses. One of them is having proper motorcycle insurance, the purposes of which to protect you, as a motorcycle owner, the vehicle itself, and other people on the road. Choosing motorcycle insurance may be a challenging task, especially if you have never done it before. In order to help you make the right choice, Revolutionary Insurance Group serving Corpus Christi, TX has prepared the list of things you should consider when choosing this type of insurance:

  • A standard auto insurance policy does not cover a motorcycle. It is excellent if you already have car insurance. However, it is not relevant to your motorcycle.
  • The state of Texas requires all motorcycle owners to have proper motorcycle insurance. Driving without insurance in Texas can be steep – at least a couple of hundred dollars in fine. Moreover, when you ride without adequate insurance, you should understand that your motorcycle can be impounded. 
  • A standard motorcycle insurance policy does not cover modified motorcycles. Many motorcycle owners like to modify their bikes. However, it is important to know that such modifications are not covered by insurance.
  • There are ways to minimize the amount of money you spend on motorcycle insurance. One of the easiest ways to get a higher deductible that automatically reduces the premiums. 

If you are a lucky motorcycle owner from Corpus Christi, TX, or any other surrounding town, one of the first things you need to get to protect your precious possession and yourself on the road is motorcycle insurance. Revolutionary Insurance Group is a private insurance agency with years of experience that is ready to help you find a perfect insurance policy based on your needs and budget. Give us a call to talk to one of our experienced agents and find out about the options available.