What does my umbrella insurance cover?

When you need protection, grab an umbrella.

Revolutionary Insurance Group knows that umbrella insurance doesn’t just keep you covered. It’s a safety net extending beyond the limits of traditional homeowners and auto insurance policies. While umbrella insurance can provide new coverage, these policies are primarily add-ons to existing plans. Umbrella insurance is about preparing for the worst.

With this in mind, Revolutionary Insurance Group can help. Located in Corpus Christi, TX, our team wants to share five items that are best served with an umbrella insurance policy.

Bodily or personal injuries

When you cause bodily harm to another person, this coverage chips in for any medical bills. Although liability is standard in most policies, it often barely scratches the surface—Umbrella insurance ups your policy limit.

Property damage

Again, liability is standard in most homeowners, renters, and auto insurance policies. Yet, these are insufficient if a severe accident occurs. This will cover any costs of property damage. For liability, coverage limits for umbrella insurance typically start at $1 million.

Personal protection

Umbrella insurance offers some unique coverages. For example, slander, libel, and defamation could all be protected. Loss from being wrongly accused of false arrest may also be included. 

Legal expenses

Lawsuits can be costly. If sued, umbrella insurance reimburses some legal expenses up to the policy limit. This kicks in no matter who is found to be at fault.

Coverage for the whole family

Umbrella insurance doesn’t just apply to the policyholder. These protections extend to any member of your family too. Your policy will define what constitutes a "household," so review your plan closely.

Consult an agent serving Corpus Christi, TX 

When it rains, it pours. Revolutionary Insurance Group knows that umbrella insurance ensures you’re covered. Make protecting your assets, your family, and yourself a priority. Schedule an appointment today.