Auto Insurance Requirements in Texas

If you own a vehicle in Corpus Christi, TX, it’s your responsibility to protect yourself and others with auto insurance. In the event of an accident, auto insurance from Revolutionary Insurance Group can save you from having to pay for bodily injuries or property damage out of pocket. Auto insurance is also mandatory for Texas drivers. Here’s what you should know about auto insurance requirements in the Lone Star State.

Types of Coverage

Auto policies in Texas offer the following basic coverage:

  • Liability
  • Collision
  • Comprehensive
  • Uninsured Motorist
  • Roadside Assist

You can customize your policy by choosing the coverage that best suits your needs.

Required Coverage

Texas requires that all drivers carry minimum liability coverage to protect others in accidents they cause. If you’re at fault for an accident that causes injury or property damage to another driver, you could be held responsible for damages. Liability insurance covers these damages up to the limits of your policy. The more liability coverage you buy, the more protection you have against liability claims or lawsuits that may arise from accidents you cause.

Optional Coverage

Collision, comprehensive and uninsured motorist is an optional coverage that protects your vehicle against damage or total loss. Collision insurance covers damage to your vehicle from collisions. Comprehensive covers vehicle theft and pays for damage caused by non-collision causes like hail, falling objects, or vandalism. Uninsured motorist covers damage to your vehicle caused by uninsured or underinsured drivers. Any of these incidents can cause substantial damage to your vehicle or result in a total loss. With insurance coverage, you have financial support to cover repairs or compensate you for your loss.

Where to Obtain Auto Insurance Coverage

If you live in Corpus Christi, TX or surrounding communities, come to Revolutionary Insurance Group for the auto coverage you need. We’re here to meet all your auto insurance needs.