3 essential RV insurance coverages to consider when going for a vacation

Most of us associate an RV with vacations. It is the perfect addition for any tour enthusiasts in Corpus Christi, TX, where there are many destinations to visit. However, RV ownership comes with critical financial responsibility. That is why the Revolutionary Insurance Group recommends buying RV insurance to give you the peace of mind you need when out there. So, which coverages are the most essential for a vacationer?

Vacation liability

Your RV insurance comes with liability coverage that reimburses a third party for injuries or property damage in case you cause an accident. However, when going for a vacation, you need more comprehensive liability coverage to cover airline tickets, park tickets, or cruise if a trip is canceled due to weather or natural disaster. Vacation liability also covers injuries and property damage if accidents happen where you are camping.

Roadside assistance

Another critical coverage for any roadside enthusiast is the roadside assistance. The last thing you want is to get stuck at night in the middle of a remote location. If you own a trailer, your tow vehicle should have roadside assistance. Roadside assistance is a critical coverage that offers towing services in case your RV has a mechanical problem or if you get stuck in the snow or mud.

Personal effects coverage

Your home on wheels carries your belongings everywhere you go. Your typical RV insurance may not be adequate to cover all your possessions, and that’s why you need a personal effects coverage to replace the items in case they are stolen or damaged during your vacation.

Now that you have an idea of what coverages to buy when going for a vacation, you can take your trip a step further and enjoy what nature has to provide outside Corpus Christi, TX with the peace of mind that you have enough coverage and are abiding by the rules. Let Revolutionary Insurance Group help you have a dream vacation. Contact us today.