Learning More About Personal Injury Protection (PIP)

Although the mandate is controversial among some drivers, Texas requires personal injury protection as part of the state’s minimum auto insurance coverage. To learn more about your auto insurance requirements in Texas, contact an agent at Revolutionary Insurance Group in Corpus Christi, TX. Meanwhile, learn more about what PIP insurance covers and how it works. 

What PIP Really Does

PIP is referred to as no-fault coverage. It’s paid when you meet minimum criteria, regardless of whether you caused the accident. The coverage kicks in when a covered driver incurs medical bills or lost wages due to an auto accident. Even before the police report comes out, your insurance company has to give you the money. 

Surprising Facts About PIP Insurance

If another driver causes an accident, they should have sufficient insurance to cover your injuries. Even if they don’t have insurance or don’t have enough coverage, your underinsured or uninsured motorist coverage should cover you and your family.

Here are a few things you may not consider until it happens to you:

  • The at-fault driver’s policy takes time to assess the damage and your injuries associated with the accident. They may undercut your claim.
  • Your own insurance policy may also take quite some time to pay you. 
  • It may be easier to access PIP coverage while you wait for the insurance companies to process the claim. 
  • Since there’s no preset amount, you have some say in how much PIP coverage you wish to purchase.

Get PIP Insurance in Corpus Christi, TX

Contact your Revolutionary Insurance Group agent to find out more about your auto insurance options in Corpus Christi, TX. Feel free to set up an appointment to get a free quote or to review your current coverage. Remember to ask for details regarding the varying levels of coverage available for PIP.