Three things you should know about windstorm insurance

Windstorm insurance could be very important for you as a homeowner depending on what part of the country you live in. We offer windstorm insurance to Corpus Christi, TX residents at Revolutionary Insurance Group.

You should be aware of the following three things if you are considering purchasing windstorm insurance. 

Windstorm insurance is coverage for your property for damage caused by heavy winds.

Windstorm insurance covers a home for any damage that is caused by high winds or weather events involving high winds like hurricanes and tornados.

This type of insurance generally covers damages experienced both on the exterior and the interior of a home. Some windstorm insurance coverage might also cover damage caused to outbuildings like sheds and garages. Windstorm insurance might also provide coverage for exterior structures like swimming pools or landscaping features. 

Homeowners often need to purchase windstorm insurance separately from their standard homeowner’s insurance policy. 

Many homeowners make the incorrect assumption that coverage for damage from heavy winds is definitely included in their homeowner’s insurance policy. However, this is not necessarily the case.

Insurance providers often will not include coverage for wind damage in areas of the country that are particularly prone to heavy winds. 

Windstorm coverage won’t cover damage caused by flooding resulting from storms.

Weather events involving heavy winds are often followed by flooding. However, windstorm insurance doesn’t provide coverage for flood damage. Windstorm insurance will cover for the damage caused by wind, but homeowners will pay out-of-pocket for damage resulting from storm surges or flooding within the home. Homeowners wanting to have flood damage covered will need to buy additional flood insurance. 

If you’d like to learn more about windstorm insurance, get in touch with us. We provide Corpus Christi, TX homeowners with important information about windstorm coverage at Revolutionary Insurance Group.