The importance of wearing a helmet every time you get on a motorcycle

Riding a motorcycle is an exhilarating experience here in the Corpus Christi, TX area, but it also poses serious safety risks. One of the most crucial safety measures for motorcyclists is wearing a helmet. At Revolutionary Insurance Group, we remind all riders that a helmet can drastically reduce the likelihood of serious injury in case of an accident by protecting the head, neck, and face.

No matter how experienced you are as a rider, wearing a helmet every time you get on a motorcycle is essential. Helmets provide numerous benefits, from reducing wind noise and improving visibility while riding to protecting against debris and road hazards. Additionally, many states have laws requiring all riders to wear helmets while operating a motorcycle.

Even if you’re riding with a passenger or in an area with little traffic, it’s still important to ensure that both driver and passenger wear helmets at all times. Not only will this keep you safe in the event of an accident, but it will also set an excellent example for other motorcyclists who may not be aware of the importance of wearing helmets.

Wearing a helmet every time you ride is one of the best ways to ensure your safety on the road. Whether you’re just starting out or have been riding for years, investing in a quality helmet is one decision that could save your life.

For more safety tips, call us at Revolutionary Insurance Group today. We proudly serve the Corpus Christi, TX area and would happily help you find a policy that suits your needs.

Does everyone need boat insurance in Texas?

If you are in the Corpus Christi, TX area, you likely know how hot and long the summer months can be. Due to this, finding a way to stay cool and have fun is essential. Getting your own boat can be a great idea when you are looking for a way to beat the heat. Along with a boat, having insurance is a good option and should be considered a necessity for various reasons. 

Insurance Protects Assets

All people in this part of Texas should have boat insurance because it is a great way to protect their assets. When you are looking for a boat, you will make a sizable long-term investment in an asset you will want to enjoy for a long time. Getting boat insurance will provide the support needed to replace or repair the boat if a loss is incurred. 

Comply with Requirements

Having boat insurance to comply with the requirements is also an excellent option. While boat insurance is not always a requirement, it could be to use certain marinas and waterways in your area of Texas. Further, if you have a loan against the boat, you will need coverage to comply with loan requirements. 

If you want to be a boat owner and are in the Corpus Christi, TX area, you undoubtedly will need to get insurance for it. When you are looking for this type of coverage, calling our insurance team with the Revolutionary Insurance Group is always the best first move. There are a lot of significant and vital choices to make when looking for coverage, and our professionals at Revolutionary Insurance Group can help. We offer customized guidance and insurance solutions to ensure you are adequately protected and have peace of mind. Reach out for more information.

Debunking Five Common Myths About Umbrella Insurance

You often find yourself in a situation that your home or auto insurance cannot cover. That can often lead you to bankruptcy and a tremendous financial loss. The good news is that you can avoid all this by contacting us at Revolutionary Insurance Group. We offer umbrella insurance to help cover specific liability claims that the policies you have taken cannot cover. However, many myths and misconceptions surrounding umbrella insurance lead to most people being misinformed.

Common Myths About Umbrella Insurance

Umbrella Insurance is Expensive

Most people often think that getting umbrella insurance is costly. On the contrary, umbrella insurance covers you when other policy covers have depleted, making it more affordable. Further, if you compare the financial loss you incur when the policies have depleted, the cover will be worth it.

Your Umbrella insurance Replaces Your Boat, Home, or Auto Liability Coverage.

Most people think that umbrella insurance is coverage on its own, and you don’t have to take other policies such as watercraft, home, and auto coverage. For clarity, it doesn’t stand alone but rides on other insurance policies. That means it does not replace other policies but boosts them.

Umbrella Insurance Is For The Rich

It’s crucial to note that umbrella insurance will cover everyone. It will cover non-covered events, such as slander, which can happen to anyone. If you are in Corpus Christi, TX, you can contact us to get the cover regardless of your financial status.

Umbrella Insurance Covers Works of art, Jewelry, or electronics

It’s important to note that Umbrella insurance does not cover your personal property. If you want to protect your property in Corpus Christi, TX, consider purchasing homeowner or renter insurance.

Umbrella Insurance is Not Necessary If you Have Auto and Home Liability Insurance.

If you have insured yourself with policies such as home and auto liability insurance, it’s not a guarantee that they will cover everything. With Umbrella insurance, you can get coverage in case other policies deplete.

Contact Revolutionary Insurance Group Today

Getting educated on the various coverage under umbrella insurance, its uses, pros, and cons is essential. Contact us today at Revolutionary Insurance Group to get your umbrella cover. We will answer all your queries and give you all the information you need.

Flood Insurance In Texas: How To Protect Your Home From Rising Waters

Protect Your Home From Texas Floods

As we’ve seen in the past few years, floods can happen anywhere, at any time. And while you might think that your homeowner’s insurance will cover flood damage, most policies don’t.

It’s important to have a separate flood insurance policy to protect your home and belongings from rising waters. If you live in Texas, you know our state is no stranger to floods. In fact, according to the Federal Emergency Management Agency (FEMA), Texas ranks second in the nation for FEMA-declared flood disasters.

So if you’re thinking about purchasing a home or already own one, flood insurance should be at the top of your mind. Flooding can occur with excessive rainfall or a dam or levee failure. But did you know that just because you don’t live near a body of water doesn’t mean you’re not at risk?

Flash Floods in Texas

Flash flooding is one of the most common and destructive types of floods in Texas. Flash floods happen when heavy rains fall quickly and overwhelm storm drains, low-lying areas, and small streams, causing them to overflow their banks.

Beware: Flash flooding often occurs with little to no warning!

Fortunately, there are steps you can take to protect your home and belongings from flood damage. The first step is to purchase a separate flood insurance policy.

Your homeowner’s insurance policy most likely does not cover flooding. It’s important to have this extra level of protection.

Get Texas Flood Insurance

You can purchase a National Flood Insurance Program (NFIP) policy through an insurance agent or company like Revolutionary Insurance Group in Corpus Christi, TX.

Safe driving tips for Texans

Driving is essential to our lives, especially in the Corpus Christi, TX area. Unfortunately, accidents do occur, but there are some simple steps we can take to stay safe on the roads. Here are a few easy tips for safe driving from your friends at Revolutionary Insurance Group: 

  1. Ensure your car is in good condition before you get behind the wheel. Check the tires, lights, and brakes regularly to ensure your vehicle runs smoothly and safely. 
  2. Stay focused on the road when driving. Avoid distractions such as using your phone or reaching for things that are not within easy reach. 
  3. Follow all posted speed limits and drive safely for current road conditions, weather, and visibility. 
  4. Always use your seat belt and ensure children are correctly secured in car seats or booster seats appropriate for their age and size. Using the wrong restraints for children can have terrible consequences.
  5. Have a plan before you hit the road and consider different routes in case of potential traffic delays or hazards along the way. 
  6. Be aware of other drivers on the road and never drive while impaired by alcohol or drugs; both are illegal and dangerous behaviors that can endanger yourself and others on the roads with you. 

By following these simple steps, you can help keep yourself, your family, and other drivers on the road safe! For more safe driving tips, or if you have any questions about your insurance coverage, call us at Revolutionary Insurance Group today. We proudly serve the Corpus Christi, TX area. Drive safely!

Catalog your belongings before a flood!

Floods are the second most destructive thing that can happen to a home after a fire. Flood waters can level structures overnight that took weeks or months to build, leaving you to rebuild behind them as they recede. Flood insurance can help you, but you can help your insurance by keeping accurate records of what you have to be replaced. The best way to cover your flood losses tomorrow is by cataloging your belongings today. Talk to our professionals at Revolutionary Insurance Group in Corpus Christi, TX.

Have Your Home Assessed

Home assessments can be a royal pain, but they are necessary if you want your insurance to be able to compensate you quickly. Online tools like risk assessment calculators can tell you the general risk for your home for flooding; a surveyor can tell you how to mitigate that risk and work with you to build a detailed plan to carry out that recommendation.

Find Your Major Possessions And Their Receipts

While you might not need receipts for your kids’ toys, knowing the general shape and scope of your possessions is an important step to a full flood mitigation plan, along with specific valuations for major pieces like washer-dryer, dishwasher, stove, cars, and any other contents of your garage. Please make a special point of cataloging professional equipment you own because it will be a high priority to get back to work after the flood.

Create An Evacuation Plan

In a flood, you first need to save yourself and your family (two and four-footed). Once you have a solid plan for getting to safety, make sure everyone can carry it out. Revolutionary Insurance Group in Corpus Christi, TX can help you with your flood insurance questions in uncertain times.

Does Auto Insurance Cover the Contents of a Vehicle?

Imagine driving around in Corpus Christi, TX, and getting into a bad car accident. Your car is totaled, but thankfully you’re insured. But what about the contents of your vehicle? Your laptop that was in the backseat, or your wheelchair that was in the trunk? Does auto insurance cover the contents of a vehicle damaged in an accident? In this blog post, Revolutionary Insurance Group gives you an answer.

In Texas, most auto insurance policies cover the contents of a vehicle damaged in an accident. However, there are some limits to this coverage. For example, if you have $500 worth of contents in your car and your policy only covers up to $250, you would only be reimbursed for $250. 

It’s important to check with your insurance company to see what kind of coverage they offer for vehicle contents. Some companies may not offer any coverage, while others may have higher limits than what is required by law in Texas. If you want expensive items in your car covered, you may need to purchase additional insurance to ensure they are fully protected. 

If you’re involved in a car accident in Corpus Christi, TX, there’s a good chance that your auto insurance policy will cover the contents of your vehicle. However, it’s always best to check with Revolutionary Insurance Group to find out exactly what is and is not covered. And if you have expensive items in your car that you want fully protected, you may need to purchase additional insurance. Contact one of our agents today, and we’ll help you get the coverage you need.

What Texas Homeowners Need to Know about Solar Panels and Insurance

Texas is second only to California in terms of its capacity to generate solar power. The abundant sunshine, plus the availability of competitive providers, means that homeowners in Corpus Christi, TX have many solar options to consider.

Here we discuss some advantages of solar panel installation and its potential impact on your homeowner’s insurance.

The advantages of solar panels

Residential solar panels are a major investment but can generate efficiencies over time. The key advantages of solar panels are lower energy bills and access to backup power during outages. For those concerned about climate change, solar panels help to shift the state and national grid towards renewable resources. Solar panels also usually increase the value of your home.

The impact of solar panels on your homeowner’s insurance

Please consult your insurance provider before investing in a solar panel system, as each situation is unique.

In general, solar panels that are permanently attached to the home are covered under the dwelling section of your homeowner’s policy in Texas. You will likely need to increase your policy limit due to the increased value of your home. This can result in a higher premium, though cost savings via energy efficiencies overtime should also be considered.

If you install solar panels, these will typically be covered for events such as hail damage or fires. Normal wear and tear are not covered or events such as earthquakes or floods.

Ground-mounted solar systems are not attached directly to the home. If you choose this option, you could need an addendum to your insurance policy.

The Revolutionary Insurance Group has various coverage options to choose from, so you can find the proper protection for your needs. Contact us today to learn more.

The Dangers of Windstorms: What You Need to Know

The chances of a windstorm become greater the closer you are to the Gulf Coast. While these storms can be beautiful to watch, they can also be very dangerous. High winds can cause property damage and even lead to death. That’s why it’s essential to be prepared for them. Revolutionary Insurance Group of Corpus Christi, TX, presents the information you need to know about windstorms to stay safe during one.

The Basics of Damaging Winds

Windstorms are intense storms that feature powerful, often destructive winds. These storms can cause extensive damage to homes and other structures, as well as disrupt power and transportation. Windstorms can be caused by various weather phenomena, including thunderstorms, hurricanes, and tornadoes. While windstorms can occur anywhere in the world, they are most common in regions prone to severe weather, such as Tornado Alley.

Windstorms can cause a variety of damage to homes and other structures. High winds can damage roofs, windows, and doors. Flying debris can also cause damage, as it can break windows and injure people. Strong winds can also down trees and power lines, which can then cause additional damage to homes and block roads. In severe cases, windstorms can destroy homes and other buildings.

How to Prepare for a Windstorm

It may be sufficient to secure loose items around your home or yard for a light breeze. This includes things like lawn furniture, trash cans, and playground equipment. If there are any loose tree limbs or branches, it is also a good idea to trim them back to prevent them from causing damage.

For a more severe storm, you will want to take additional precautions. This may include boarding windows and doors or even evacuating your home if it is in a particularly vulnerable area. An emergency kit, including food, water, and first aid supplies, is also a good idea.

The Revolutionary Insurance Group in Corpus Christi, TX offers windstorm insurance to protect your home or business from damage caused by high winds. We have various coverage options to choose from, so you can find the proper protection for your needs. Contact us today to learn more.

Protect Your Ride With Classic Car Insurance in Corpus Christi, TX

You put a lot of time and money into your classic car. Whether you’re driving a 69′ Mustang, 77′ Trans Am, or a ’57 Chevy down the streets of Corpus Christi, TX, you must ensure your ride has the proper protection. That’s where classic car insurance comes into the picture to save the day.

What is Classic Car Coverage?

Classic car insurance gives your ride the coverage it needs, whether driving it on the street or taking it to shows. Your regular auto insurance policy likely doesn’t provide your classic car adequate protection, as it’s typically geared towards more modern vehicles.

What Does Classic Car Insurance Cover?

There are a few critical areas that classic car insurance covers, such as:

  • Theft
  • Fire
  • Collision
  • Vandalism

If your classic car is damaged or stolen, this insurance will help you get back on the road.

How Much Does Classic Car Insurance Cost?

The cost of classic car insurance will vary depending on a few factors, such as:

  • Value of your vehicle
  • Driving history
  • Amount of coverage you need

Your Revolutionary Insurance Group rep can help you find the right level of coverage for your classic car at a price that fits your budget.

What Isn’t Covered by Classic Car Insurance?

While classic car insurance covers a lot, there are a few things it doesn’t. Here are a few critical exclusions:

  • Regular wear and tear
  • Maintenance issues
  • Mechanical breakdowns

It’s important to note that classic car insurance has a mileage restriction. Most policies will only cover you for around 7,500 miles per year.

If you’re looking for classic car insurance in Corpus Christi, TX, look no further than the team at Revolutionary Insurance Group. We’re here to help you get the coverage you need for your classic car. Contact us today to get started!