What Does Texas Classic Car Insurance Cover?

The classic car industry in Texas is not like the standard market. Your classic car has a value that is much different from what you drive every day. When you want to get insurance for your classic car, you need to make sure that you have every coverage you need for this special vehicle.

At Revolutionary Insurance Group, we want Corpus Christi, TX residents to feel protected by their insurance when they are on the road with their special vehicles. Know how much you are covered.

Classic Cars Have Specialized Insurance

Your Texas classic car insurance is not going to be the same as your auto insurance for your everyday use vehicle. You will have property and liability coverages, but there is more to getting the policy than that.

This policy will be different. It is customized to your car’s value which is a collectible value. It will also take into account how much you drive it every year, and any other personal add-ons you want for additional protection.

How to Qualify for Classic Car Insurance

Qualifying for classic car insurance is not the same as qualifying for standard car insurance. Your policy will take into account how much you use the classic car, how it will be stored, and what is involved with your regular auto policy. 

You will also need to be eligible as a driver, and have a good driving record.

Get a Quote

When you are looking for classic car insurance in Texas, you need a provider that knows exactly what you need. At Revolutionary Insurance Group, we want Corpus Christi, TX residents to feel protected on the road with their classic car insurance. Call us for a quote today. 

Why Every Renter Needs Renters’ Insurance

Renters’ insurance is a must if you rent your home. It’s an important type of coverage that can protect you in a number of ways. If you don’t yet have a renters’ policy, give us a call at Revolutionary Insurance Group in Corpus Christi, TX. 

Belongings and Rentals

When you rent your home, you likely have all of your possessions inside it. These are important items that should be insured in case of a disaster or accident that ruins them. If your belongings are destroyed or ruined, your renters’ insurance policy will help you to replace them. It pays out for your ruined items and helps you to get back to your life again. 

Your Liability 

It’s great to have a guest over until they have an accident or an illness related to your home. In these cases, the person renting the property generally has liability for the medical bills that come from that injury or illness. With your renters’ policy, it can cover those medical bills for you so that you won’t have to come up with the money.

Your Rentals’ Livability

If your rental were to be badly damaged in an accident, disaster, or calamity, it would be difficult to be able to move out and live somewhere else while your home is being repaired. But with a renters’ policy, it will pay for you to do just that. It will pay for your moving costs as well as your living expenses while the repairs are being done to your home. This way, you always have a home that is inhabitable to live in. 

Get Your Renters’ Insurance Policy

If you need renters’ insurance, contact us now at Revolutionary Insurance Group in Corpus Christi, TX to talk to an agent about the insurance policy you need. 

Will Your Driving Record Impact Your RV Insurance in Texas?

Yes, your driving record will impact your RV insurance in Texas. When you are looking for RV insurance in Texas, one thing on your mind might be how your driving record impacts your insurance rates. 

It will because the RV insurance for a motor home requires information from your driving record in order to calculate your insurance policy. 

At Revolutionary Insurance Group, we want RV owners in Corpus Christi, TX to feel confident in their RV insurance policy. We can help you to get the best rates for your RV insurance.

What is On Your Driving Record?

Your driving record has a number of items that insurance agencies look at in order to determine your risk as a driver. 

We want to know how long you’ve held a license, and what is on your driving record. We will look at the number of tickets you’ve had, if any, and how serious they are. If you’ve been involved in any at-fault accidents, we will look at that as well.

Why do Driving Records Matter?

All of that will be taken into consideration when determining the rates of your RV insurance. That is because if you are a driver with some risks on your record, your insurance company needs to know that. If you are a higher risk, that does not mean that you won’t be allowed to purchase insurance. It may just mean that your premiums will be higher.

Your insurance company only needs to know what the problems are on your record, and if they are serious or not. A minor violation will stay on your record for 3 years from the date a ticket is paid. A major violation or conviction could be on your record for as long as 10 years.

Get a Quote

When you are looking for RV insurance, don’t let your driving record interfere with how and when you get RV insurance. At Revolutionary Insurance Group, we can help Corpus Christi, TX residents get the best RV insurance rates for their needs. Call us for a quote today.

What every motorcyclist should know about protective gear

There’s no denying that motorcycles are more fun and thrilling to ride than cars. But it’s also true to say that riding a motorcycle is riskier than driving a car. Accidents in Corpus Christi, TX can be pretty expensive as damage costs can quickly skyrocket and leave you broke. It’s even worse if you don’t have proper motorcycle insurance or proper protective gear.  At Revolutionary Insurance Group, we believe that safety is paramount whether you are just two weeks into your new hobby or a veteran rider with over 20 years of experience.  Investing in proper protective gear is the first step towards ensuring that you always arrive at your destination.

Your head is the most commonly injured site of your body

Almost half of all motorcycle accidents involve head injuries followed by foot, face, and arms.  If you are looking to buy a helmet, consider going for a full-face helmet to get the most protection. Helmets play a critical role in protecting your head and brain from the impact of a crash.

Choose the suitable material and fit before taking it home

No matter how hot the weather is, always gear up before leaving. Even if it’s a short trip downtown. Choosing the right outfit goes beyond price. The right protective wear should fit you properly and allow room for leg and arm movement.  The helmet should fit snugly and not move on your head. At the same time it should not be too tight to cause pain.

Choose safety over style

Many riders, particularly new motorcyclists in Corpus Christi, TX, often want to look cool on their new rides. T-shirts, shorts, and sandals are not the proper riding attire. Unfortunately, nature is not always forgiving, and your t-shirt may not save you.

Gear up and boost your safety. Not sure where to buy insurance? Revolutionary Insurance Group today is the right place to be. Feel free to call and book an appointment with us today.

Why Texas Residents Need Boat Insurance While Enjoying Summer Fun

Revolutionary Insurance Group assists the Corpus Christi, TX community, as well as the surrounding areas, and providing good customer service is important to us. We are committed to making sure that our clients find policies that will protect them in every situation.

The Benefits Of Boat Insurance

Texas is known for having extremely humid summers. Thousands of people throughout the state look forward to finding relief through cooling off by the water. If you plan to relax on the bay during the summer in Corpus Christi, TX, consider the benefits of boat insurance. Boat insurance protects your watercraft while you’re out on the water and ensures that you have a safety net if something goes wrong.

The conditions on the water can change at any moment, which is why boat insurance is an asset. If your boat collides with another vessel, the damages are covered. Liability coverage protects you if you are ruled to be at fault, and someone gets injured. Boat insurance also covers your boat if it is vandalized or someone steals it. Keep in mind, though, that you may have to add extra coverage if you have special equipment and furnishings on the boat. Extra coverage will helpfully protect those items.

Because the weather in Texas constantly changes, there is a chance that the tides may turn while you’re out on the water. Boat insurance includes emergency assistance. If a disaster arises and your engine fails, you will receive an urgent towing service.

While researching coverage, be aware that your policy will likely contain a navigational limit that outlines the areas where you can use your boat and maintain full coverage. If you store your boat in a unit during the offseason, you can add coverage to your policy, so you’ll be protected if an accident happens.

Revolutionary Insurance Group Will Help You Protect Your Asset

Visit our website to learn more information about boat insurance.

Why Texas Business Owners Should Consider Adding Commercial Umbrella Insurance

Revolutionary Insurance Group offers coverage to the Corpus Christi, TX community. We want to make sure that our clients are fully covered if a disaster arises. We have positive working relationships with over 20 carriers throughout Texas. We are committed to helping you find coverage that suits your individual needs.

Why Commercial Umbrella Insurance Is An Asset

Umbrella insurance is supplemental coverage that protects you in the event of a serious liability dispute. If you face serious litigation, umbrella insurance covers you so that your assets will not be at risk. Once you have reached the limit on your traditional liability coverage, umbrella insurance kicks in.

If you are a Corpus Christi, TX business owner, umbrella insurance is an asset. The policy can help you secure your business’s foundation if you are facing serious charges of negligence. You can amend the coverage to protect your business in a variety of ways. Commercial umbrella insurance can protect your business if a patron suffers a serious injury while visiting your property or if they allege that your products made them ill. If you use vehicles as part of your service, commercial umbrella insurance covers you if one of your vehicles causes damage to someone else’s property.

If you offer consulting services, you may face serious allegations of slander or libel. Commercial umbrella insurance can help you protect your assets as you go through the litigation process. Having commercial umbrella coverage also helps you protect the reputation of your business.

You’ll also have to weigh whether to add insureds to your policy. Insureds are people that you have a business relationship with who may be impacted by allegations of negligence on your behalf. Look over the terms of your commercial umbrella policy carefully.

Revolutionary Insurance Group Can Help You Protect Your Business

Visit our website today to learn more information about umbrella insurance.

Why Texas Business Owners Should Consider Adding Commercial Umbrella Insurance

Revolutionary Insurance Group offers coverage to the Corpus Christi, TX community. We want to make sure that our clients are fully covered if a disaster arises. We have positive working relationships with over 20 carriers throughout Texas. We are committed to helping you find coverage that suits your individual needs.

Why Commercial Umbrella Insurance Is An Asset

Umbrella insurance is supplemental coverage that protects you in the event of a serious liability dispute. If you face serious litigation, umbrella insurance covers you so that your assets will not be at risk. Once you have reached the limit on your traditional liability coverage, umbrella insurance kicks in.

If you are a Corpus Christi, TX business owner, umbrella insurance is an asset. The policy can help you secure your business’s foundation if you are facing serious charges of negligence. You can amend the coverage to protect your business in a variety of ways. Commercial umbrella insurance can protect your business if a patron suffers a serious injury while visiting your property or if they allege that your products made them ill. If you use vehicles as part of your service, commercial umbrella insurance covers you if one of your vehicles causes damage to someone else’s property.

If you offer consulting services, you may face serious allegations of slander or libel. Commercial umbrella insurance can help you protect your assets as you go through the litigation process. Having commercial umbrella coverage also helps you protect the reputation of your business.

You’ll also have to weigh whether to add insureds to your policy. Insureds are people that you have a business relationship with who may be impacted by allegations of negligence on your behalf. Look over the terms of your commercial umbrella policy carefully.

Revolutionary Insurance Group Can Help You Protect Your Business

Visit our website today to learn more information about umbrella insurance.

Why Texas Business Owners Should Consider Adding Commercial Umbrella Insurance

Revolutionary Insurance Group offers coverage to the Corpus Christi, TX community. We want to make sure that our clients are fully covered if a disaster arises. We have positive working relationships with over 20 carriers throughout Texas. We are committed to helping you find coverage that suits your individual needs.

Why Commercial Umbrella Insurance Is An Asset

Umbrella insurance is supplemental coverage that protects you in the event of a serious liability dispute. If you face serious litigation, umbrella insurance covers you so that your assets will not be at risk. Once you have reached the limit on your traditional liability coverage, umbrella insurance kicks in.

If you are a Corpus Christi, TX business owner, umbrella insurance is an asset. The policy can help you secure your business’s foundation if you are facing serious charges of negligence. You can amend the coverage to protect your business in a variety of ways. Commercial umbrella insurance can protect your business if a patron suffers a serious injury while visiting your property or if they allege that your products made them ill. If you use vehicles as part of your service, commercial umbrella insurance covers you if one of your vehicles causes damage to someone else’s property.

If you offer consulting services, you may face serious allegations of slander or libel. Commercial umbrella insurance can help you protect your assets as you go through the litigation process. Having commercial umbrella coverage also helps you protect the reputation of your business.

You’ll also have to weigh whether to add insureds to your policy. Insureds are people that you have a business relationship with who may be impacted by allegations of negligence on your behalf. Look over the terms of your commercial umbrella policy carefully.

Revolutionary Insurance Group Can Help You Protect Your Business

Visit our website today to learn more information about umbrella insurance.

What Does Flood Insurance Not Cover?

You already trust our team at Revolutionary Insurance Group in Corpus Christi, TX for all of your personal line coverage needs. But did you know that we also offer flood insurance?

This handy policy helps protect your residence in the event of a serious flood, which occasionally happens this close to the coast. However, it doesn’t always handle everything, which is why it is so important to know what’s excluded from your policy. Here’s what you need to know about what flood insurance does not cover.

What Flood Insurance Typically Doesn’t Cover

While having flood insurance is great in case of a huge storm or coastal flooding, it is important to remember what your policy typically excludes. The most common items to remember are:

  • Anything damaged by mildew or moisture is not associated with a flood.
  • Damage is caused by the movement of soil or earth movement, such as mudslides.
  • Temporary housing while repairs are being made or loss of use.
  • Personal property outside your main building, such as patio furniture, plants, septic systems, swimming pools, hot tubs, sheds, etc.
  • Paper currency or stock certificates inside your home at the time of a flood.

Of course, this is just a shortlist. It is vital to read your policy documents fully to understand what is and what is not covered by flood insurance.

All Flood Insurance Has the Same Restrictions

It is important to note that all flood insurance is the same in terms of what is covered and not. Policies are written by the National Flood Insurance Program (NFIP) and sold through individual agencies like ours. The limits and coverage are still the same, no matter who you purchased your policy from.

Protecting your Corpus Christi, TX home from unexpected flooding is important. Please get in touch with our team at Revolutionary Insurance Group today to schedule an appointment to discuss your options.

Auto Insurance Requirements in Texas

If you own a vehicle in Corpus Christi, TX, it’s your responsibility to protect yourself and others with auto insurance. In the event of an accident, auto insurance from Revolutionary Insurance Group can save you from having to pay for bodily injuries or property damage out of pocket. Auto insurance is also mandatory for Texas drivers. Here’s what you should know about auto insurance requirements in the Lone Star State.

Types of Coverage

Auto policies in Texas offer the following basic coverage:

  • Liability
  • Collision
  • Comprehensive
  • Uninsured Motorist
  • Roadside Assist

You can customize your policy by choosing the coverage that best suits your needs.

Required Coverage

Texas requires that all drivers carry minimum liability coverage to protect others in accidents they cause. If you’re at fault for an accident that causes injury or property damage to another driver, you could be held responsible for damages. Liability insurance covers these damages up to the limits of your policy. The more liability coverage you buy, the more protection you have against liability claims or lawsuits that may arise from accidents you cause.

Optional Coverage

Collision, comprehensive and uninsured motorist is an optional coverage that protects your vehicle against damage or total loss. Collision insurance covers damage to your vehicle from collisions. Comprehensive covers vehicle theft and pays for damage caused by non-collision causes like hail, falling objects, or vandalism. Uninsured motorist covers damage to your vehicle caused by uninsured or underinsured drivers. Any of these incidents can cause substantial damage to your vehicle or result in a total loss. With insurance coverage, you have financial support to cover repairs or compensate you for your loss.

Where to Obtain Auto Insurance Coverage

If you live in Corpus Christi, TX or surrounding communities, come to Revolutionary Insurance Group for the auto coverage you need. We’re here to meet all your auto insurance needs.