Windstorm insurance is often also called hurricane buydown insurance, and it’s a vital part of living along the coast where windstorms can occur. Many people think their standard home insurance policy will cover this kind of weather event, but that’s not the case. This is separate insurance that a mortgage company will require, and homes without a mortgage should still have the insurance so they can stay protected from damage if a windstorm strikes their area. At Revolutionary Insurance Group, we want all of our customers in the Corpus Christi, TX area to have the right kind of insurance to keep their homes safe from harm.
Insurance for windstorms covers the damage that the wind from a storm like a hurricane can actually do to a house or other structure. It’s different from other types of damage that can happen and be covered on a homeowners policy. A windstorm is a unique event, and the kind of harm it can cause to a home is unique, as well. Thus, it’s crucial to ensure that you have the right type and level of coverage to have peace and mind, and protection. Since the Texas coast can be prone to windstorms, houses have to pass inspection before getting this kind of insurance.
Anyone in the Corpus Christi, TX area can reach out to us at Revolutionary Insurance Group today and let us find the right policy for their needs. Windstorm insurance is an important part of living in a part of the country where these storms can occur. You’ll not only have peace of mind when you have this type of insurance, but you’ll also know that your home or other dwellings will have the proper level of protection it needs for the future, as well.
If you have a classic vehicle, one of the things you want to make sure of is that it’s properly protected in case of harm or loss. The best way to do that is to have the right classic car insurance. For anyone in the Corpus Christi, TX area, Revolutionary Insurance Group can help with the right kind of car insurance for their needs. Don’t hesitate to focus on insuring your classic vehicle in a way that gives you not just proper protection but peace of mind, as well. You don’t have to settle for anything less than that when you come to us for the coverage you’re looking for.
A classic car can bring a lot of joy, but they also take a lot of work to restore and maintain. Since you’re putting that type of work into the car, making sure it has adequate protection makes sense. A standard vehicle insurance policy isn’t going to provide the type of coverage you’re looking for because these types of policies don’t cover classic vehicles. Getting parts and finding people to work on these kinds of cars isn’t typically addressed in standard insurance policies. However, with the right classic car coverage, you can still be fully protected and secure.
If you’re in the Corpus Christi, TX area, and you need classic car insurance, the Revolutionary Insurance Group can help. We’re here to make sure you have the protection and coverage you’re looking for. If you’re not quite sure what you need, our dedicated and knowledgeable agents can help you by focusing on the most important aspects of the policy and then expanding it from there to address the options you’re looking for. That helps to ensure that you’re getting the most comprehensive level of coverage for your classic vehicle so that you can have great peace of mind, as well.
As a renter, you may think that you don’t need to have renters insurance. You may mistakenly assume that your landlord has a policy that covers you. He or she doesn’t. What they do have is a policy to cover the building that they own. Your possessions are not included in that insurance. Losing everything that you own is not something anyone wants to think about, but it can and does happen all too frequently. At Revolutionary Insurance Group in Corpus Christi, TX, we have more than 15 years of experience giving our customers world-class service.
Renters insurance offers some of the same coverage that home insurance provides, excluding the parts of the building that belong to the landlord.
Liability insurance offers valuable protection. It covers you from the results of an injury to someone who is visiting your rental. It will cover medical expenses, and if you are sued, it will pay a judgment up to the level of your policy.
If a fire or a tornado destroyed your rental, how would you replace all of your possessions? You may think that you don’t own very much, which could be true, but it is more likely that you own a lot more than you realize. Without insurance, you would be on your own.
Loss of use
In the event of a covered hazard, your dwelling may be uninhabitable. If you have renters insurance, loss of use coverage will provide a roof over your head in the immediate aftermath. Then a rental if it is going to be a few months until things are repaired.
Having renter’s insurance is a valuable protection against some of the bad things in life. At Revolutionary Insurance Group in Corpus Christi, TX, we are here to help you to find the right rental policy. Give us a call to make an appointment or stop by if you are in the neighborhood.
Most of us associate an RV with vacations. It is the perfect addition for any tour enthusiasts in Corpus Christi, TX, where there are many destinations to visit. However, RV ownership comes with critical financial responsibility. That is why the Revolutionary Insurance Group recommends buying RV insurance to give you the peace of mind you need when out there. So, which coverages are the most essential for a vacationer?
Your RV insurance comes with liability coverage that reimburses a third party for injuries or property damage in case you cause an accident. However, when going for a vacation, you need more comprehensive liability coverage to cover airline tickets, park tickets, or cruise if a trip is canceled due to weather or natural disaster. Vacation liability also covers injuries and property damage if accidents happen where you are camping.
Another critical coverage for any roadside enthusiast is the roadside assistance. The last thing you want is to get stuck at night in the middle of a remote location. If you own a trailer, your tow vehicle should have roadside assistance. Roadside assistance is a critical coverage that offers towing services in case your RV has a mechanical problem or if you get stuck in the snow or mud.
Personal effects coverage
Your home on wheels carries your belongings everywhere you go. Your typical RV insurance may not be adequate to cover all your possessions, and that’s why you need a personal effects coverage to replace the items in case they are stolen or damaged during your vacation.
Now that you have an idea of what coverages to buy when going for a vacation, you can take your trip a step further and enjoy what nature has to provide outside Corpus Christi, TX with the peace of mind that you have enough coverage and are abiding by the rules. Let Revolutionary Insurance Group help you have a dream vacation. Contact us today.
Nothing beats owning and riding a motorcycle. However, it is important to remember that its ownership also comes with responsibilities and expenses. One of them is having proper motorcycle insurance, the purposes of which to protect you, as a motorcycle owner, the vehicle itself, and other people on the road. Choosing motorcycle insurance may be a challenging task, especially if you have never done it before. In order to help you make the right choice, Revolutionary Insurance Group serving Corpus Christi, TX has prepared the list of things you should consider when choosing this type of insurance:
- A standard auto insurance policy does not cover a motorcycle. It is excellent if you already have car insurance. However, it is not relevant to your motorcycle.
- The state of Texas requires all motorcycle owners to have proper motorcycle insurance. Driving without insurance in Texas can be steep – at least a couple of hundred dollars in fine. Moreover, when you ride without adequate insurance, you should understand that your motorcycle can be impounded.
- A standard motorcycle insurance policy does not cover modified motorcycles. Many motorcycle owners like to modify their bikes. However, it is important to know that such modifications are not covered by insurance.
- There are ways to minimize the amount of money you spend on motorcycle insurance. One of the easiest ways to get a higher deductible that automatically reduces the premiums.
If you are a lucky motorcycle owner from Corpus Christi, TX, or any other surrounding town, one of the first things you need to get to protect your precious possession and yourself on the road is motorcycle insurance. Revolutionary Insurance Group is a private insurance agency with years of experience that is ready to help you find a perfect insurance policy based on your needs and budget. Give us a call to talk to one of our experienced agents and find out about the options available.
During the spring, summer, and fall months in the Corpus Christi, TX area, there are plenty of great opportunities for someone to enjoy the nice warm weather. If you would like to enjoy this area to its fullest, it would be a great idea to invest in your very own boat. When you are shopping for a new boat in this area of Texas, it is vital to consider all of your insurance needs properly. There are several reasons why you need to get boat insurance in Texas.
One reason why you will need boat insurance in Texas is that it will ensure you stay in compliance will all regulations. A boat owner in this state may need to comply with local requirements at private marinas and other waterways that will require you to carry liability insurance. Further, if you have taken out a loan, the boat lender will undoubtedly require that carry a full boat insurance policy at all times.
Provides Necessary Protections
Another reason why you will need boat insurance is that it can provide you with very necessary protections. Boat owners will own an important asset that they will want to keep adequately protected. A full boat insurance policy will ensure you can pay to repair or replace your boat following theft or an incident that causes damage.
Choosing a new boat insurance policy for anyone in the Corpus Christi, TX area is always a big decision. When you are shopping for a new boat insurance policy, you should call the team at the Revolutionary Insurance Group. When you speak with the team at the Revolutionary Insurance Group, you can learn a lot more about all of the options that you have when choosing a policy to protect your boat.
Umbrella insurance is a type of coverage that provides additional liability protection on top of your existing policies. This means that rather than getting your home in Corpus Christi, TX covered with excess liability, and then buying more excess liability for your car, and then for your business, and then your boat and so on, you simply buy one policy and now you have extra liability protection for every policy you hold.
The additional liability coverage extends to several areas besides the obvious, as well. For instance:
- Director and executive coverage. If you run a business with a board of directors, your umbrella policy will provide some liability insurance that helps to protect your company in the event of misconduct or errors on their part.
- E&O coverage. Likewise, if you make an expensive mistake at your business, umbrella policies will typically provide some coverage for errors and omissions.
- Driving overseas. Your current auto insurance provider might not recognize a claim you make if you are in an accident while driving in another country. Umbrella insurance typically will.
- Liability away from home. Home insurance protects you at home. Auto insurance protects you while you’re driving. Umbrella insurance protects you everywhere. This means that if, say, your son is in a fight at school and the other parents sue, you’re covered.
The great thing about umbrella insurance in Corpus Christi, TX is that it is not tied to any one specific area of your life like car and auto insurance are. Umbrella insurance provides general liability coverage for life. If you’re looking to get protected, call Revolutionary Insurance Group, or go to the Revolutionary Insurance Group website and see what they can do for you.
Protecting your home at all times is something that homeowners take great pride in. The investment that it takes to obtain a home can all be wiped away from one natural cause. Climate change has been a major topic of discussion for a couple of years. Weather patterns have been drastically changing and are noticeable enough to keep track. With summer right around the corner, it is the perfect time to start thinking about purchasing flood insurance.
At Revolutionary Insurance Group, we strive to have people see insurance from a new modern-day viewpoint. Since 2004, our team continues to provide high-quality service to our local clients. Flood insurance for the residents of Corpus Cristi, TX is of the utmost importance. Here is why you should start looking to invest in insurance before it is too late.
If you are in a flood zone, what does this mean to you?
When you are living in a flood zone, there is the National Flood Insurance Program (NFIP). This is a great program that is controlled by FEMA and comes with a great benefit. Your rates are always set, and that can give you peace of mind before the storm arrives.
Prepare for the unexpected.
While it may seem like a flood would never come across your path, anything can happen. The number of floods has continued to pick up over the years. As a resident of Corpus Christi, you do not want to take any chances in thinking that you and your house will not be affected during any level of flooding that may occur this summer.
Do you have any questions to ask our agents in regards to protecting your family with flood insurance? Discover your options by contacting the Revolutionary Insurance Group in Corpus Christi, TX. Our team is ready to answer your questions and find you a quote.
Although the mandate is controversial among some drivers, Texas requires personal injury protection as part of the state’s minimum auto insurance coverage. To learn more about your auto insurance requirements in Texas, contact an agent at Revolutionary Insurance Group in Corpus Christi, TX. Meanwhile, learn more about what PIP insurance covers and how it works.
What PIP Really Does
PIP is referred to as no-fault coverage. It’s paid when you meet minimum criteria, regardless of whether you caused the accident. The coverage kicks in when a covered driver incurs medical bills or lost wages due to an auto accident. Even before the police report comes out, your insurance company has to give you the money.
Surprising Facts About PIP Insurance
If another driver causes an accident, they should have sufficient insurance to cover your injuries. Even if they don’t have insurance or don’t have enough coverage, your underinsured or uninsured motorist coverage should cover you and your family.
Here are a few things you may not consider until it happens to you:
- The at-fault driver’s policy takes time to assess the damage and your injuries associated with the accident. They may undercut your claim.
- Your own insurance policy may also take quite some time to pay you.
- It may be easier to access PIP coverage while you wait for the insurance companies to process the claim.
- Since there’s no preset amount, you have some say in how much PIP coverage you wish to purchase.
Get PIP Insurance in Corpus Christi, TX
Contact your Revolutionary Insurance Group agent to find out more about your auto insurance options in Corpus Christi, TX. Feel free to set up an appointment to get a free quote or to review your current coverage. Remember to ask for details regarding the varying levels of coverage available for PIP.
Home insurance is important for protecting the investment you make in your home. Home insurance also means another monthly bill you need to stay on top of. At Revolutionary Insurance Group, we offer home insurance policies and work to make home insurance more convenient for homeowners in Corpus Christi, TX.
Fortunately, there are numerous things you can do to make paying your home insurance premiums easier. The following are three suggestions.
Pay home insurance through escrow
You can look into the possibility of paying your home insurance through your escrow account to make things more convenient. When you buy your home, the money you use for the purchase should go into an escrow account. This account is controlled by your mortgage lender.
You may be able to have money that will go toward your home insurance costs put in your escrow account. Then, your mortgage lender will make the payments on your home insurance premiums through this escrow account.
This is a good way to ensure that your home insurance premiums will be covered without any effort from you.
Have payments automatically debited from your bank account
Many home insurance providers also have automatic payment capabilities. This means that you can set up your home insurance policy to automatically debit funds from your bank account when your payment is due each month.
Bring down your home insurance premiums
Saving money on your home insurance also makes paying home insurance premiums easier. There are many ways to bring down the costs of home insurance. These include bundling home and auto insurance, increasing your policy deductible and making certain improvements to your property that enhance safety.
To explore our home insurance policies in Corpus Christi, TX, contact us at Revolutionary Insurance Group.